Cross-Border Embedded Banking

Global financial products, built on U.S. banking infrastructure.

FlouLabs connects U.S. community banks and credit unions with platforms and fintechs across Latin America: one controlled operating layer to offer USD accounts, wallets, stablecoins, global payments and cards under your own brand.

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SOLUTIONS

Two ways to start, one operating layer.

Connect stablecoin, USD account and payment capabilities to what you already run, or build a complete financial program from scratch.

Stablecoin Global Solution

Connect USD accounts, stablecoins, conversion and payments to the infrastructure you already run, without replacing it.

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FlouCard

Build a complete financial program under your own brand: cards, wallet, accounts, stablecoins, payments, deposits and withdrawals, for eligible users.

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02 / INTEGRATED FINANCIAL CAPABILITIES

Launch the financial capabilities your users already need.

Integrated financial capabilities. Every capability runs on the same operating layer, so you can start with one and add more as your program grows.

01 / Cards

Spend globally.

Offer virtual and physical cards for eligible users, designed for international use.

02 / Wallet

Own the user experience.

Embed a configurable wallet directly into your platform and brand.

03 / Payments

Move money across markets.

Enable wires and payments to more than 90 countries, including local payouts, in enabled markets.

04 / FX

Convert and settle locally.

Support currency conversion, local collections and cross-border money movement.

05 / Stablecoins

Connect digital and fiat rails.

Enable stablecoin-powered movement of value within controlled, approved program flows.

Which path fits your business? Let's talk.